Young professional women paying bills on her computer and stressed about making ends meet.

Many consumers opt for car financing to finance their purchases. However, there can be certain unexpected situations such as a sudden loss of job, medical exigency, or car repair. Such conditions can have a big negative impact on your financial condition such as repossession of your car, delay or default in paying installments, and negative credit reporting.

In case you go through one of these conditions, you should consult your lender. They may have many alternatives for you so that you can repay your loan. If you face...continue reading



Young professional woman showing her excitement about receiving a car loan from Sansone Jr's NJ Auto Lending.

Purchasing a four-wheeler is one of the major investments made by many people, which comes second to buying a house. Although cash payment is the most ideal scenario, in practice, many people opt for an auto loan to pay for the used or new cars. Before even starting the process of buying a car, check out these five important things you should be aware of about car financing.

1. You should know your credit score well

A credit score is the most crucial criterion to determine what kind of loan will be pre-approved. It also...continue reading



Desk including glasses, phone, calculator, computer and coffee used to look up information about leasing cars at NJ Auto Lending

Are you currently a vehicle that is on an auto lease? Do you love driving this car? If so, the option of buying the vehicle at the end of the lease term probably seems very tempting. Buying out your auto lease has many advantages and a few drawbacks as well. Consider these points listed below, before you make a final decision.

Pros 

  1. If you decide to purchase this vehicle, you are already aware of its history. Since youve been the only one to own and drive it, you will have complete knowledge about its maintenance...continue reading



If you have enough money to buy a vehicle outright, you are among a select few. Most people prefer to apply for and get an NJ auto loan in Neptune NJ. If, you are living near Freehold, West Freehold, or Lakewood the best place to get it from is Sansone Jr's NJ Auto Lending. Otherwise, the process can be stressful dealership taxes, state fees and others can add up quickly. Financial experts recommend that you figure out what you can pay every month before buying. Factors such as credit scores, your current liabilities...continue reading




With a wide variety of credit institutions and banks available now, it has never been easier to get a loan. But since everyone can now get a loan what all should you be wary about? How to tell whether it is the best loan for you?

Here are few things to do to ensure you are getting the best deal on your loan - 

Buy the loan separately from the car

You should begin your loan application process before you even buy the car. If you have a good credit score most of the banks, credit unions, and online lenders will have no...continue reading