In the market for a new vehicle and want a loan to buy it? There are many factors to consider before applying for an auto loan. Do it smartly and you can save a lot of money and get a great interest rate too.

How to Apply for an Auto Loan

Once you have decided on the vehicle you want to get, there are several lender options to choose from car dealerships, credit unions, and banks. Being an informed applicant is essential to get what you want in a vehicle and a loan. Here is a checklist that can help in the decision-making....continue reading




With car loans and car leases becoming popular car acquisition ways, people often get torn between whether to look for the best car finance deals or car lease options. Let us take a look at the pros and cons of lease vs finance cars which are sure to help you in deciding the final model of an auto deal.

Car Leasing

A car lease is a type of deal in which you can use a car for a specific time period for some form of periodic payments. In most cases, you have to turn the car back to the lessor company at the end of the...continue reading




Most car buyers request their auto lender to reveal their credit score to purchase a car. They would also want to know how their credit score might be affected by financing a vehicle. You can access easy car finance, nonetheless, no matter where you are provided your previous finance track record is good. Our Neptune, NJ dealership offers in-house financing car lots. No matter how worse your credit score is, we will initiate easy car finance for you.

Car Loan and Credit Score

Easy car finance becomes possible with...continue reading




One of the biggest questions that come to your mind when buying a new vehicle is whether to put a down payment on it or not. The question of whether to increase the monthly loan payment or to decrease it by putting down a down payment often plagues the customers looking for car finance companies. Let us take a look at five main reasons why you should definitely consider putting the cash down for the new vehicle.

Lesser Interest

It is common knowledge that a smaller loan entails a smaller interest cost. The more cash...continue reading




Most of us common people apply for an auto loan to get the car of their dreams. However, the ideal candidate requirements for an auto loan may vary from one lender to another. However, there are certain factors that are common in most lenders for approval of the auto loan. Let us take a brief look at them.

Credit Score and History

Most of the in-house financing car dealers know that approving a car loan involves a certain amount of risk. However, people having a bad credit score or subprime are considered to be more...continue reading